Business & Economics Perspective Blogger

I saw this post shared on Facebook. Fortunately, the person's name has been cropped out,  so I don't have to censor it using MS Paint or Affinity Photo. I would like to address why 60-40 is a huge issue. I don't like relying on ChatGPT or any AI for the answers. I would only use AI to help me find the source. Now, I would like to do some common-sense refute with this. Of course, I'm expecting more people to still be 60-40 apologists. I'm going to present my argument. First and foremost, whoever this person is (and it's best that I censor his/her name out) has no idea about different types of FDI restrictions We're already in the Internet age or the digital age . Should we only rely on gossip from a limited group instead of searching for other sources? Are we still stuck with the favorite sources such as the 1987 Constitution framers, faulty DepEd textbooks, biopics, etc.? The person, whoever he/she is, has no idea about the different restrictions in the coun...

I was planning to write sparingly, as sparingly as possible. More is less in blogging, right? However, I decided to write about this because I'm reading several Facebook comments on the Philippine Star Facebook page . Isn't it amazing how the education system of the Philippines is so bad? I've heard DepEd textbooks have never improved  until today. Filipino First Policy still good? People still insist that equity restrictions embedded within the "holy and infallible" 1987 Constitution of the Philippines, are for security reasons (read here )? It's just plain stupid if you ask me!  This is an excerpt from the same article on the Philippine Star : MANILA, Philippines — Unlike Thailand, Malaysia and other regional peers, the Philippines lacks the fiscal capacity to provide government subsidies to shield Filipinos from rising electricity costs . “It’s not possible. The subsidy comes from the Universal Charge for Missionary Electrification (UCME),” Energy Undersecr...

This is a picture I drew out of boredom. Drawing Santa Claus (or Saint Nicholas) on the beach for fun is an obvious mark of boredom. I used several curves to draw everything, and copied/pasted the trees from my previous works. I dropped MS Paint for Adobe Photoshop (and now I dropped the latter, because of the fees). I remember getting fascinated by MS Paint as a child (though the limits are too, well, still limited today). I was looking into MS Paint on my most recent PC . It's almost useless, especially when I can do  better casual drawing on either Affinity Photo (for raster graphics, and it has the basic features of MS Paint) or Affinity Designer. Just reading Affinity's offer of free access to eligible schools , MS Paint may lose its relevance even more. I was looking into Affinity Photo and Affinity Designer, and a child could actually do some exploration, ask an adult for help, do more exploration, and start to do better. Sure, dealing with layers can be frustrating at f...

Still relying on past success, Adobe? I remember getting introduced to Adobe Photoshop in college. I enjoyed the program and said, "Hey, it's much better than Microsoft Paint!" The use of layers and several effects allowed me to make art better than what Microsoft Paint allowed. The moment I bought a PC to replace my PC last 2014 (and it's been 10 years), I realized that I was under a rock. I was using an old version of Adobe Photoshop. Adobe had this ridiculous subscription fee, which will pay much more than a Netflix, Spotify, or YouTube premium subscription! It's like downright ridiculous. I discovered Affinity Photo, Affinity Designer, and Affinity Publisher--all replacements for nostalgia glasses (read here )! I ditched Adobe because the subscription fees are downright ridiculous . Why should people pay exorbitant fees for childhood nostalgia or college nostalgia ? Now, I'm seeing a lot of ads on Facebook, Instagram, etc.--all bragging about what you can ...

There's always the issue of pressing security . However, recent CAPTCHAs are becoming more annoying than usual. CAPTCHA means Completely Automated Public Turing . I could understand the concern about bots. However, certain CAPTCHAs are getting way too annoying  for common people. In fact, it seems certain CAPTCHAs require excellent puzzle-solving skills, such as this... Science Line Some CATCHAs are reasonable. Some, however, are pretty unreasonable. Some of them may not even match up with the connection speed . Even worse, the Science Line also says the following: Why aren’t CAPTCHAs keeping bots out anymore?   Bots have gotten better and better at solving CAPTCHAs over the years, largely due to advances in machine learning and artificial intelligence. OpenAI, the company behind ChatGPT, reported in March that its latest technology successfully tricked a human into filling out a CAPTCHA for it. The bot messaged a person on the freelance labor site TaskRabbit, clai...

China Daily HK Tomorrow is Ho Chi Minh's birthday. I would like to raise another FDI issue between democratic Philippines and Communist Vietnam. I remember with a certain woman I'll call Miss Clueless, to respect her privacy. Miss Clueless probably never saw a map, called FDI as Favored Duterte-China Investments, and I told her the bigger problem with the constitutional restrictions. Miss Clueless kept talking about that the late Benigno Simeon "Noynoy" C. Aquino III made us a tiger economy, regardless. However, I wrote that relying too much on Noynoy's economic legacy, is pretty much landing into the same fatal mistake that Nokia did . Relying on past successes is a surefire recipe for failure. As Miss Clueless blamed former president Rodrigo R. Duterte, the person still believes that people must change first before systems. I asked her, "Why are people choosing Communist Vietnam over the Philippines." The reason I heard from Miss Clueless was something...

I ditched Adobe because of that ridiculous subscription model. Fortunately, I was able to get Affinity Photo. I decided to get the whole package of Affinity Photo, Affinity Designer, and Affinity Publisher--all replacements of Adobe applications that once made up my childhood. I'm not willing to pay an expensive fee for nostalgia's sake . I want to save my work on my PC, not in Adobe Cloud! Anyway, it was something when I decided to experiment with both Affinity Photo and Affinity Designer. Back then, I ditched Microsoft Paint for Adobe Photoshop. It was back when I could borrow someone's CD and install it on my PC. Right now, I'm using Affinity Photo over Microsoft Paint for the same reasons why I used Adobe Photoshop over Microsoft Paint. The incorporation of layers and the easy movability of objects made it ideal for artwork. In college, I learned to use CorelDRAW. However, I think I'll use Affinity Designer since I'm not a professional graphic artist! One ne...

Touristang Pobre I didn't know what to write here (for now) until I recalled my bad experience at Malatapay Seaport. I could name some bad experiences such as having to pay PHP 10.00 for a very dirty "comfort" room. Another was with my experience with the pumpboat (often called bangka) towards Apo Island.  I went to Apo Island (with a group) hoping to see the turtles. We were told to be back at 11:00 A.M. However, moving from the sea back to the boat takes time . What the people did was unthinkable. The group (including myself) left our stuff in the boat, because of the high tide. We went back at 11:05 and the boat left us, without even telling us. I fell into panic as some important things I had, were in the boat. Like what? The group leader didn't hesistate to scold the people in charge of the port, for their gross negligence . There were people's things inside. We could've paid for the overtime fee. Instead, they left because of another group. We weren'...