Started to Invest in the ATRAM Global Equity Opportunity Feeder Fund

It's time to begin a new road into investing. I went from a moderate risk taker to a moderately aggressive risk taker. Of course, I need to be careful with how much money I invest or I don't invest the money that I need. I believe that one could start by investing 15% to 20% of one's income. Basically, it's money that's not needed now. Fortune Recommends gives this ideal sweet spot:

Many of the experts we spoke with suggested, as a general rule, to invest a set percentage of your after-tax income. Although that percentage can vary depending on your income, savings, and debts. “Ideally, you’ll invest somewhere around 15%–25% of your post-tax income,” says Mark Henry, founder and CEO at Alloy Wealth Management. “If you need to start smaller and work your way up to that goal, that’s fine. The important part is that you actually start.”
Some budgeting strategies account for this, such as the 50/30/20 budgeting strategy, which breaks your monthly budget into three categories: your needs (50%), wants (30%), and the remaining 20% for debt repayment, savings, and investments.
For some, investing 10% of their monthly income isn’t feasible, but that shouldn’t be a reason to not invest altogether.
According to the Pew Research Center, even among families who earn less than $35,000 per year, one-in-five have assets in the stock market. Investing is less about how much you’re investing and more about how much time your investment has to compound or appreciate in value.

This is a description given for the ATRAM Global Equity Opportunity Feeder Fund:

The Fund seeks to achieve long-term capital appreciation by investing all or substantially all of its assets in an equity collective investment scheme that invests principally in equity securities in markets throughout the world including major markets and smaller emerging markets.

The syllabus gives this idea of what the ATRAM Global Equity Opportunity Feeder Fund has in store for the investor:

Compared to the ATRAM Global Technology Feeder Fund (read here) and the Global Consumer Trends Feeder Fund (read here)--I can now get involved in multiple sectors at once like I'm investing in an index fund. I can have a huge certainty that this isn't the Standard & Poor index fund that Warren Buffett recommends to American investors. Instead, this is focused on various sectors around the world where 56% is on American firms while it scatters in other countries.

I wanted to invest in the ATRAM Global Healthcare Feeder fund since it's got a lower aggressive rate. Instead, I felt that if I invested in thematic investing--I might be at a better advantage. Sure, I'm not going to pull out my other two funds just yet. What I want to do right now is to cost-average an intended fund into this one for maybe a year or two. Maybe, I can drop at least PHP 2,000.00 per month depending on the NAVPU. I might invest more should the NAVPU be lower.

So far, I've just begun another investment journey. I took a Metrobank Equity Tracker Fund. I'm still invested in the ATRAM Philippine Equity Smart Index Fund. The rule of thumb that I always feel is this, "Never invest hoping to get rich quick fast. Invest only what you can afford not to use now."

COMMUNIST Vietnam Has Defeated DEMOCRATIC Philippines Again This 2025

Cổng thông tin Trung ương Đoàn TNCS Hồ Chí Minh A few days ago, I wrote about warning Filipinos that they shouldn't wait for more unmitigated typhoon disasters, before realizing that the Filipino First Policy isn't working ! There's a statement that says, "Just because being tanga (inattentive) is libre (free), doesn't mean you should be tanga!" Analyzing the different policies: why policies matter I found a Business World article, written by Cesar Polvorosa, Jr., on my Facebook news feed discussing the Vietnamese economy . In fact, it would be better to share some hard truths that the article offers about what really went wrong with the democratic Philippines compared to Communist Vietnam : DIVERGENT ECONOMIC MODELS Vietnam pursued an export-oriented manufacturing strategy which has proven significantly more successful over the past half century than the Philippines’ service-heavy, remittances-dependent model . Export performance alone tells a compellin...

External Validations, like Masters and Doctorate, Mean NOTHING with a LOUSY Education System

I have the tendency to use my MBA as a license to avoid criticism. It's a real problem that some people use their credentials and/or academic achievements to try and win an argument. One incident I wrote about was Rep. Raoul Abellar Manuel flexing his "smarts" by using his cum laude degree to win the argument . It was all about how I would often say, "You're the moron because I have the MBA and you don't." There are times I felt like taking an MBA would make up for my "moral shortcomings" during high school when I was barely passing (and the passing rate was 80% , which is rather high), that I wasn't having honors, and that there was this saying, " Thou grades shalt determine thy future! " That, of course, has led to the reality where cheating is prevalent . I wanted to make a review. I took my MBA in 2011 and graduated in 2014. I always felt that the MBA program was what I needed to become "invincible". It was also at ...

Instead of Hating Successful Chinese-Filipinos, Why Not LEARN from Their SUCCESS Instead?

It's Chinese New Year and I can remember some crazy stuff back in my childhood. Right now though, there are still some Filipinos of brown descent (either Malay or Indonesian) who still have their typical bitter attitude towards successful people. I was reminded of someone who blamed the rich, rather than their poor attitude towards money, as to why she had to work as a working student. There are still some who have their attitude of hating the rich for simply being rich . I don't deny that some rich people deserve hate. But why hate the rich person who has gotten rich through honest gain and hard work? Why not learn from good rich people who can offer sound advice instead of being bitter about their success? Some Filipinos of non-Chinese origin may feel too proud about their being "Pure Filipino". However, any study of Filipino history will reveal that their brown skin isn't too unique. We can see Malaysians and Indonesians tend to have brown skin. Some of the ea...

Economics 101: Pre-Colonial Philippine Natives Already Did Business with Foreigners

Art by Hugo Yunzon It's finally August or Buwan Ng Wika (Month of the Language), though it may be better to call it Buwan Ng Kultura (Month of the Culture). Buwan Ng Wika programs tend to focus more on the uniqueness of several types of Filipino people. What I recall back in my high school days (late 1990s) is how I was asked to play an "American" in a Buwan Ng Wika program. There were also other people asked to portray the Chinese traders, Arab traders, Indian traders, and the Japanese occupation. It would be good to do a review of the pre-colonial Philippines. The name Philippines was derived from the Spanish king, King Philip. Back then, the natives were called Indios which sounds very similar to Indonesia . Yes, most Filipinos are either Malay or Indo. A look at the Indonesians and Malaysians would have one mistake them for Filipinos. A note is that the Chinese population there usually speaks Hokkien. From Purdue Filpino --here's some basic information about Fili...

Are People Who Insist That Workers Own the Means of Production Be Willing to Open a Business Where Workers Own the Means of Production?

Last 2022, I wrote two articles on the means of production. One article I wrote refutes the idea that workers, not the business owners, own the means of production . Another article discussed whether or not anti-capitalists have no choice because capitalists own the means of production . The other day, I wrote a dare where I want people who insist on #SahodItaasPresyoIbaba economics (higher salaries, lower prices) to open stores that operate on that mindset . I'm afraid that what I wrote was merely the tip of the iceberg . With that in mind, I'd like to ask people who say that the workers own the means of production to open a business, where the workers own the means of production. What's their reasoning behind the logic that the workers own the means of production? The common logic is that because the workers did all the hard work they own the production. They say that the businessman can die but not the workers. It's because according to these smart alecks--it's b...

Business & Economics Perspective Blogger

Search This Blog