Started to Invest in the ATRAM Global Equity Opportunity Feeder Fund

It's time to begin a new road into investing. I went from a moderate risk taker to a moderately aggressive risk taker. Of course, I need to be careful with how much money I invest or I don't invest the money that I need. I believe that one could start by investing 15% to 20% of one's income. Basically, it's money that's not needed now. Fortune Recommends gives this ideal sweet spot:

Many of the experts we spoke with suggested, as a general rule, to invest a set percentage of your after-tax income. Although that percentage can vary depending on your income, savings, and debts. “Ideally, you’ll invest somewhere around 15%–25% of your post-tax income,” says Mark Henry, founder and CEO at Alloy Wealth Management. “If you need to start smaller and work your way up to that goal, that’s fine. The important part is that you actually start.”
Some budgeting strategies account for this, such as the 50/30/20 budgeting strategy, which breaks your monthly budget into three categories: your needs (50%), wants (30%), and the remaining 20% for debt repayment, savings, and investments.
For some, investing 10% of their monthly income isn’t feasible, but that shouldn’t be a reason to not invest altogether.
According to the Pew Research Center, even among families who earn less than $35,000 per year, one-in-five have assets in the stock market. Investing is less about how much you’re investing and more about how much time your investment has to compound or appreciate in value.

This is a description given for the ATRAM Global Equity Opportunity Feeder Fund:

The Fund seeks to achieve long-term capital appreciation by investing all or substantially all of its assets in an equity collective investment scheme that invests principally in equity securities in markets throughout the world including major markets and smaller emerging markets.

The syllabus gives this idea of what the ATRAM Global Equity Opportunity Feeder Fund has in store for the investor:

Compared to the ATRAM Global Technology Feeder Fund (read here) and the Global Consumer Trends Feeder Fund (read here)--I can now get involved in multiple sectors at once like I'm investing in an index fund. I can have a huge certainty that this isn't the Standard & Poor index fund that Warren Buffett recommends to American investors. Instead, this is focused on various sectors around the world where 56% is on American firms while it scatters in other countries.

I wanted to invest in the ATRAM Global Healthcare Feeder fund since it's got a lower aggressive rate. Instead, I felt that if I invested in thematic investing--I might be at a better advantage. Sure, I'm not going to pull out my other two funds just yet. What I want to do right now is to cost-average an intended fund into this one for maybe a year or two. Maybe, I can drop at least PHP 2,000.00 per month depending on the NAVPU. I might invest more should the NAVPU be lower.

So far, I've just begun another investment journey. I took a Metrobank Equity Tracker Fund. I'm still invested in the ATRAM Philippine Equity Smart Index Fund. The rule of thumb that I always feel is this, "Never invest hoping to get rich quick fast. Invest only what you can afford not to use now."

It's More Fun In The Philippines Thanks to the Filipino First Policy

I guess it can be called a day, right? This April 1, 2023 , I'm finally calling it quits with fighting for economic liberalization! Yes, that's right! All the advocacy for economic liberalization is just garbage. Why did I even spend so much time writing this blog only to find out that I've been duped? I hereby renounce everything I wrote here. I finally saw how brilliant the Filipino First Policy is. Man, what have I done? How much damage have I caused in advocating for economic liberalization? The greatest president we ever had was... High School Philippine History Movement It's time to listen to the economic genius known as the late Carlos P. Garcia. Yes, he has to be one of the greatest presidents that ever existed. I took this note from the Bohol Provincial Library and found this about CPG's Filipino First Policy ; CPG adopted the “Filipino First” Policy to promote greater Filipino participation in business, and to put the Filipinos in control of the economy...

The Good Old Days when Gasoline was Cheaper Under the Late Noynoy Aquino

Millennials' Voice I would like to clarify first and foremost that this post isn't an attempt to say that the late Benigno Simeon C. Aquino III's legacy was all bad. Some good things happened. However, let me be clear that it's stupid to say, " We don't need economic cha-cha because of the late Noynoy. " However, let me clear that I decided to write this because of a Facebook post called Millennials' Voice , which wrote this: Did you know that during President Noynoy Aquino's time, the price of oil in the world market was high, between $100 and $110 per barrel. But even with those high prices, gasoline and diesel at local pumps in the country were still relatively affordable. Under President Duterte, world oil prices went up and down, from a low of $41 to a high of $101 per barrel. The big jump to $101 in 2022 happened because of the war between Russia and Ukraine. Now, under the current president, world oil prices have gone up again to around $...

The Myth of "Invading" Other Countries Through Foreign Investors and Overseas Filipino Workers

BoardGameGeek Years ago, I could remember how "Filipino pride" seems to be required by the DECS. Some songs in the Filipino subject (or called Tagalog) tend to glorify it. One of the songs was called "Ako'y Isang Pinoy" (or "I'm Pinoy") feels ironic since it was played on an imported music player. We had discussions for years about how Overseas Filipino Workers (OFWs) are often the unsung heroes or the new heroes. The mentality kept going on with how people desired to take a particular course not because they wanted to--it's because they wanted to go abroad. Why I wanted to take Bachelor of Science in Information Technology (BSIT) was not just to impress people but also to go abroad . However, more people shifted away from BSIT either because they were eliminated (common cause) or because it was too hard for them. Some of them flat out admitted that they took BSIT in hopes of going abroad. Some were taking nursing in hopes of again-- going abro...

Learning from the Late Lee Kuan Yew's Proving Protectionist-Driven Economists Wrong About Multinational Corporations

Reading the book From Third World to First is really a must. The late Lee Kuan Yew was faced with the mentality of the development economists of his day. Here's an excerpt from "Chapter 4--Surviving Without a Hinterland" which I'd like to share from Pages 57-58: After several years of disheartening trial and error, we concluded that Singapore's best hope lay with the American multinational corporations (MNCs). When the Taiwanese and Hong Kong entrepreneurs came in the 1960s, they brought low technology such as textile and toy manufacturing, labor-intensive but not large-scale. American MNCs brought higher technology in large-scale operations, creating many jobs. They had weight and confidence. They believed that their government was going to stay in Southeast Asia and their businesses were safe from confiscation or war loss. I gradually crystallized my thoughts and settled on a two-pronged strategy to overcome our disadvantages. The first was to leapfrog the reg...

Yes, the Philippines Can Self-Industrialize Because Filipinos Are the Most Powerful Race in the World (NO JOKE)

Yes, you got that right! This meme is a fact that Filipinos are the most powerful race in the world. That has been proven by the Trust Me Bro Factcheckers of the Philippines. It's the case of Filipino Exceptionalism. One can read on Facebook something like, "How many times do I have to tell you that the Philippines isn't Vietnam/Singapore/China/Taiwan/Japan, etc.?" Ever read that? If you haven't then you must be exceptionally stupid. That's why the Philippines should never learn from other countries, especially from Singapore. Why are you always listening to foreigners? Why listen to the advice of a stinky Indian when you can have the advice of the best constitutionalist in the world, Atty. Hilario G. Davide Jr.? You say that nations of the world go to Kishore Mabhubani in Singapore instead. Forget them because the Philippines is so unique that it can do everything on its own. It was proven by the greatest president that the Philippines always had, namely Carl...

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