Started to Invest in the ATRAM Global Equity Opportunity Feeder Fund

It's time to begin a new road into investing. I went from a moderate risk taker to a moderately aggressive risk taker. Of course, I need to be careful with how much money I invest or I don't invest the money that I need. I believe that one could start by investing 15% to 20% of one's income. Basically, it's money that's not needed now. Fortune Recommends gives this ideal sweet spot:

Many of the experts we spoke with suggested, as a general rule, to invest a set percentage of your after-tax income. Although that percentage can vary depending on your income, savings, and debts. “Ideally, you’ll invest somewhere around 15%–25% of your post-tax income,” says Mark Henry, founder and CEO at Alloy Wealth Management. “If you need to start smaller and work your way up to that goal, that’s fine. The important part is that you actually start.”
Some budgeting strategies account for this, such as the 50/30/20 budgeting strategy, which breaks your monthly budget into three categories: your needs (50%), wants (30%), and the remaining 20% for debt repayment, savings, and investments.
For some, investing 10% of their monthly income isn’t feasible, but that shouldn’t be a reason to not invest altogether.
According to the Pew Research Center, even among families who earn less than $35,000 per year, one-in-five have assets in the stock market. Investing is less about how much you’re investing and more about how much time your investment has to compound or appreciate in value.

This is a description given for the ATRAM Global Equity Opportunity Feeder Fund:

The Fund seeks to achieve long-term capital appreciation by investing all or substantially all of its assets in an equity collective investment scheme that invests principally in equity securities in markets throughout the world including major markets and smaller emerging markets.

The syllabus gives this idea of what the ATRAM Global Equity Opportunity Feeder Fund has in store for the investor:

Compared to the ATRAM Global Technology Feeder Fund (read here) and the Global Consumer Trends Feeder Fund (read here)--I can now get involved in multiple sectors at once like I'm investing in an index fund. I can have a huge certainty that this isn't the Standard & Poor index fund that Warren Buffett recommends to American investors. Instead, this is focused on various sectors around the world where 56% is on American firms while it scatters in other countries.

I wanted to invest in the ATRAM Global Healthcare Feeder fund since it's got a lower aggressive rate. Instead, I felt that if I invested in thematic investing--I might be at a better advantage. Sure, I'm not going to pull out my other two funds just yet. What I want to do right now is to cost-average an intended fund into this one for maybe a year or two. Maybe, I can drop at least PHP 2,000.00 per month depending on the NAVPU. I might invest more should the NAVPU be lower.

So far, I've just begun another investment journey. I took a Metrobank Equity Tracker Fund. I'm still invested in the ATRAM Philippine Equity Smart Index Fund. The rule of thumb that I always feel is this, "Never invest hoping to get rich quick fast. Invest only what you can afford not to use now."

It's More Fun In The Philippines Thanks to the Filipino First Policy

I guess it can be called a day, right? This April 1, 2023 , I'm finally calling it quits with fighting for economic liberalization! Yes, that's right! All the advocacy for economic liberalization is just garbage. Why did I even spend so much time writing this blog only to find out that I've been duped? I hereby renounce everything I wrote here. I finally saw how brilliant the Filipino First Policy is. Man, what have I done? How much damage have I caused in advocating for economic liberalization? The greatest president we ever had was... High School Philippine History Movement It's time to listen to the economic genius known as the late Carlos P. Garcia. Yes, he has to be one of the greatest presidents that ever existed. I took this note from the Bohol Provincial Library and found this about CPG's Filipino First Policy ; CPG adopted the “Filipino First” Policy to promote greater Filipino participation in business, and to put the Filipinos in control of the economy...

Pinoy Pride Economics Helps in Drug Mule Recruitment

Al Jazeera Who can remember the execution of three drug mules in China on March 30, 2011 ? These were three separate cases where the three convicts were Sally Villanueva , Ramon Credo (who was cremated before his remains were brought home, and Elizabeth Batain (whose face was never shown). Sally had an episode in the GMA-7 TV show Magpakailanman, where her husband was personally interviewed by Mel Tiangco. We never got Sally on the big screen. The husband's side of the story said that his wife was guilty of a frame-up, while Mel herself said, "If the offer is too good to be true, don't take it, or you could end up in the same pickle." Take note that I'm just paraphrasing Mel's words, not saying the words she said. Reviewing the three drug mules who got arrested, based only on what's available for public viewing on the Internet If we read through the circumstances , this is how they were arrested, proving they weren't a trio: China has brushed aside...

The Good Old Days when Gasoline was Cheaper Under the Late Noynoy Aquino

Millennials' Voice I would like to clarify first and foremost that this post isn't an attempt to say that the late Benigno Simeon C. Aquino III's legacy was all bad. Some good things happened. However, let me be clear that it's stupid to say, " We don't need economic cha-cha because of the late Noynoy. " However, let me clear that I decided to write this because of a Facebook post called Millennials' Voice , which wrote this: Did you know that during President Noynoy Aquino's time, the price of oil in the world market was high, between $100 and $110 per barrel. But even with those high prices, gasoline and diesel at local pumps in the country were still relatively affordable. Under President Duterte, world oil prices went up and down, from a low of $41 to a high of $101 per barrel. The big jump to $101 in 2022 happened because of the war between Russia and Ukraine. Now, under the current president, world oil prices have gone up again to around $...

Yes, the Philippines Can Self-Industrialize Because Filipinos Are the Most Powerful Race in the World (NO JOKE)

Yes, you got that right! This meme is a fact that Filipinos are the most powerful race in the world. That has been proven by the Trust Me Bro Factcheckers of the Philippines. It's the case of Filipino Exceptionalism. One can read on Facebook something like, "How many times do I have to tell you that the Philippines isn't Vietnam/Singapore/China/Taiwan/Japan, etc.?" Ever read that? If you haven't then you must be exceptionally stupid. That's why the Philippines should never learn from other countries, especially from Singapore. Why are you always listening to foreigners? Why listen to the advice of a stinky Indian when you can have the advice of the best constitutionalist in the world, Atty. Hilario G. Davide Jr.? You say that nations of the world go to Kishore Mabhubani in Singapore instead. Forget them because the Philippines is so unique that it can do everything on its own. It was proven by the greatest president that the Philippines always had, namely Carl...

The Filipino First Policy Caused the Philippines to Succeed!

High School Philippine History Movement Yes, you read it right! I found a hidden gem that I should've read years ago! It's the book Nationalist Economics by the late Alejandro Lichauco, who is part of the magnificent IBON Foundation. It's a shame I refused to read it. I should've read Lichauco's book instead of the late Lee Kuan Yew's book From Third World to First . What a shame that I didn't look into the details that LKY was a dictator, that Flor Contemplacion was indeed innocent, and that Singapore is a state comparable to Nazi Germany. As I bought my copy of Nationalist Economics from the Trust Me Bro School of Economics--I'm now convinced that the Filipino First Policy caused us to succeed! LKY ruled Singapore for 31 years, meaning it's a frightening thing indeed! Six years is the magic number ot establish a benevolent rule! Who should we all listen to? Should we listen to foreigners or should we listen to our fellow Filipino? We must think st...

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