Skip to main content

Don't Get NCOVed on Valentine's Day by a Materialistic Girlfriend


Tomorrow is Valentine's Day and it's not always as romantic and magical as you think it is. Just think that Odette hit during the Christmas season canceling the celebration for those hit by it. If there are Christmas Day disasters--there are also Valentine's Day disasters. You can Google them and you may find that there are some disasters that happened on Valentine's Day. Though, what's more often overlooked is the materialism not only associated with Christmas but also on Valentine's Day. Yes, it's easier to expect a bank robbery, a massacre, a typhoon, etc. to hit on Valentine's Day over one thing--to catch NCOV on Valentine's Day from a materialistic girlfriend. NCOV here stands for No Cash On Valentine's instead of Novel Coronavirus.

The materialistic girlfriend disaster

A materialistic girlfriend will do more harm than good regardless of how she looks. She can very pretty or very ugly. Both an ugly material girl and a pretty material girl will run one's budget dry nonetheless. It's because a material girl doesn't have a practical mindset. To be materialistic is to be too concerned with money matters. A materialistic girlfriend would be one who's very difficult to please for the following reasons:
  1. She's too brand conscious. Her perception is that she must wear the most expensive brands instead of the best brands. Her perception of quality is based on branded goods rather than based on quality goods. 
  2. For her, the more expensive the stuff, therefore it must be better. It's a very common mistake people make when they buy what's expensive. Sure, if something is too cheap then it must be too good to be true. If something is too expensive then it must be more on a brand name than quality. So, good luck with the money when prices skyrocket.
  3. She might insist on a rather ridiculously expensive date. Think about a romantic dinner? It must always be a Five-Star Restaurant when there are other affordable places that serve better food. She might even insist in getting a brand new Mercedes, BMW, or even a Limousine on the date which from what I heard, aren't fuel-efficient, so good luck if you run out of gas! For instance, did you know that Mercedes is really one of the worst offenders in wasting fuel? That's why I don't have any plans to get one even if people will laugh at me for driving a Toyota.
The problem with the materialistic girlfriend can be that she doesn't even know how to budget. Maybe, she comes from a lower-income family where money is treated poorly. Maybe, she comes from a rich family and her parents spoil her. Regardless, they are to be avoided at all costs. It's because one probably lives on loans and the other on a hand-to-mouth existence. Just thinking about buying all the expensive stuff makes me think why in the world did I use to have a materialistic mindset? 

Materialistic women are prone to cheating--though not all. It's one thing to hear of wives having affairs because they want more money. A materialistic woman is prone to sacrificing her values for money. Let's think about the boyfriend who buys her the best presents so it isn't enough. Fed up, she decides to go after a high class guy who will buy her all the nice stuff she wants--Louie Vitton, Prada, Chanel. The high class guy may also drive her around in a BMW while they go to fancy restaurant. The best thing to do with that woman is to leave. Marriage with such a woman will just cause headaches. It would be better to break up, let her have her materialistic third-party because she's no good. In short, she cares more about money over morality. Money without morality is just plain meaningless! 

Going for that money-wise, investment-savvy woman

 I was thinking about how the budget-minded, investment savvy woman would be a good one. Here's what might be some things to look out for:

  1. She's not brand conscious. For her, the quality matters more than the brand. She may thank her ma got her a POCO M4 Pro phone or a good Samsung phone over an iPhone. She might be thinking long-term such as resell value or repair expenses if ever she needs to get it fixed. She may even be thinking about that if she breaks it--she doesn't need to beg to her boyfriend for one.
  2. She keeps in mind that it's all about the quality of the stuff. A stingy person is to be avoided though. She may be thinking about paying more for quality while trying to avoid spending more than usual. She might be thinking about it that she would want the stuff that does the best for less--not buy a brand that probably performs worse. It made me htink of how the iPhone X allegedly had problems during its new release. 
  3. She would also think that the best dates are all about quality. She wouldn't want expensive roses and may settle for the ones from a flower shop. She may suggest a place that's affordable and serves really good food. She wouldn't mind riding a non-luxury car as long as it's not in a broken condition. Some of the best cars don't even cause much either. Think about how a Mercedes tends to lose so much fuel faster than a non-luxury car. It would be better to get your date ruined by a flat tire than to run out of fuel in the middle of the road. 
A woman who understands the value of money may have lesser chances of cheating. It's because if she knows how to make her own money--she wouldn't need to keep milking out a man. It would be something that the only time she may leave a guy is if he's too materialistic or too stingy--both extremes with money. For her, she's the one who might help her man learn to budget the money. Such a woman learns to value what's better and not what's expensive. In turn, she as a wife would make a better Return On Investment (ROI) than investing to gain a materialistic woman. it's because she also has a long-term financial plan that's sensible instead of extravagant or stingy. 

References

"Mercedes, the greatest deception in Europe’s car fuel economy history – report"

"The Psychology Behind Why People Buy Luxury Goods" by Vanessa Page, Reviewed by Ebony Howard (Updated: February 13, 2021)
Labels:

Popular posts from this blog

Wanting Wealth WITHOUT Financial Discipline

Many people want to be rich, but not so many people want the discipline on how to be rich. Isn't that the plain hard truth ? As I do this sideline blog , I contemplated whether I should write another post after writing several posts years back, or when I wrote about Venezuela as a cautionary tale . Back on topic, I thought about how financial discipline is something often overlooked. It's easy to talk about Christmas since that's probably the most wonderful time of the year to be spendthrift , only to find out that one's broke by the New Year . The cycle of reckless financial habits tends to restart in January, even when January becomes that time of reckoning between debtors and creditors! January 2026 will end, February 2026 comes, and then the cycle of financial recklessness continues. It's the same cycle over and over! Last Christmas, I remember how DTI Secretary Christina Roque spoke about the PHP 500.00 noche buena, for a family of four . I called it tactless b...
Read more

Venezuela as a Cautionary Tale on #SahodItaasPresyoIbaba, Nationalistic Pride, Welfare State Economics

The Sunday Guardian Years ago, I wrote about Venezuela's pride and protectionism , under a more "formal" style of writing compared to my latest posts. I decided to use an even "less formal" and "less academic" tone since I'm not writing a term paper. Instead, it's like how a professor and a student discuss the thesis using first person over third person, using contractions, etc., while the thesis doesn't use such tones. Back on track, I thought about the arrest of Venezuelan President Maduro can spark debate. Was it a violation of sovereignty? I'm no expert on international law. However, Venezuelans can be seen celebrating Maduro's arrest. Right now, I'm using Gemini AI and Google search to help me find some sources for this blog. It's because I don't want my blog to become another gossip central, but a place to discuss facts with my own personal opinions (making sure they don't  derail the facts).  I used Venezuela ...
Read more

The Philippines will NEVER Get Richer by Blaming Its Richer Asian Neighbors

Gemini AI Updated: September 27, 2025 It would be nice to talk about the typical blame game in the Philippines. I could remember that, as a child and a teenager, I had this habit of blaming people I disliked for my failing an exam. The reasons are mostly imagined. What I remembered in my later college years was when I met a couple of super irresponsible students. They had this attitude to say something like, "My parents don't care if it'll take me 20 years to finish my bachelor's degree." Some people even say something like, "It's the fault of the rich that we are poor." It was a backfire when I told such people, "Isn't it any wonder why your finances are down? It's because your parents don't even value the money when they don't care if it'll take up to 20 years to finish college!"  Understanding the blame game and why it feels so good Psychology Today presents this on why some people will always blame others . These fin...
Read more

Communist Vietnam's Great Leap Forward in Agricultural Production

I remember reading through Third World to First by the late Lee Kuan Yew. It's very easy to use the book to badmouth the Marcoses but not to learn from the rest of it. The book also talks about Vietnam and LKY's encounter with the late Nguyen Duy Cong aka Do Muoi. It's often said that Singapore only opened because of its lack of natural resources. On the contrary, Do Muoi decided to learn from Singapore how to turn the Communist Party of Vietnam into a powerhouse. Do Muoi, though a communist , was impressed by Singapore during his October 1993 state visit. Vietnam, unlike Singapore, is a country rich in natural resources. The third-world mentality said that MNCs are there to rape the resources .  A very huge misconception especially if you know Singapore's history Some Filipinos on social media even say that FDIs will destroy agriculture and nature. This is a meme by the Philippine Anti-Fascist League on Facebook. They say that FDIs equals environmental degradation. Yet...
Read more

Filipino Manufacturing's Golden Age ENDED Because of the Filipino First Policy

Here's a picture from the Dose of Disbelief Page on Facebook. Here's something that it wrote: Filipinos once trusted locally made products more than imports. Before World War II, the label "Made in the Philippines" carried prestige, not stigma, reflecting a strong sense of national confidence in domestic production. Local products such as shoes, cigars, textiles, furniture, and food were often preferred over imports. This preference was rooted in the belief that local goods were better adapted to local conditions, tastes, and were often of comparable, if not superior, quality. This period showcases a strong historical era of consumer nationalism and thriving local industries. We need to look into the context of Filipino history  If we look at the Philippine history timeline , we must account for 1935-1940, during which the Philippines was under the Commonwealth government. Independence was declared from Spain on June 12, 1898. However, there was a transition period w...
Read more