Tomorrow is Valentine's Day and it's not always as romantic and magical as you think it is. Just think that Odette hit during the Christmas season canceling the celebration for those hit by it. If there are Christmas Day disasters--there are also Valentine's Day disasters. You can Google them and you may find that there are some disasters that happened on Valentine's Day. Though, what's more often overlooked is the materialism not only associated with Christmas but also on Valentine's Day. Yes, it's easier to expect a bank robbery, a massacre, a typhoon, etc. to hit on Valentine's Day over one thing--to catch NCOV on Valentine's Day from a materialistic girlfriend. NCOV here stands for No Cash On Valentine's instead of Novel Coronavirus.
The materialistic girlfriend disaster
A materialistic girlfriend will do more harm than good regardless of how she looks. She can very pretty or very ugly. Both an ugly material girl and a pretty material girl will run one's budget dry nonetheless. It's because a material girl doesn't have a practical mindset. To be materialistic is to be too concerned with money matters. A materialistic girlfriend would be one who's very difficult to please for the following reasons:
- She's too brand conscious. Her perception is that she must wear the most expensive brands instead of the best brands. Her perception of quality is based on branded goods rather than based on quality goods.
- For her, the more expensive the stuff, therefore it must be better. It's a very common mistake people make when they buy what's expensive. Sure, if something is too cheap then it must be too good to be true. If something is too expensive then it must be more on a brand name than quality. So, good luck with the money when prices skyrocket.
- She might insist on a rather ridiculously expensive date. Think about a romantic dinner? It must always be a Five-Star Restaurant when there are other affordable places that serve better food. She might even insist in getting a brand new Mercedes, BMW, or even a Limousine on the date which from what I heard, aren't fuel-efficient, so good luck if you run out of gas! For instance, did you know that Mercedes is really one of the worst offenders in wasting fuel? That's why I don't have any plans to get one even if people will laugh at me for driving a Toyota.
The problem with the materialistic girlfriend can be that she doesn't even know how to budget. Maybe, she comes from a lower-income family where money is treated poorly. Maybe, she comes from a rich family and her parents spoil her. Regardless, they are to be avoided at all costs. It's because one probably lives on loans and the other on a hand-to-mouth existence. Just thinking about buying all the expensive stuff makes me think why in the world did I use to have a materialistic mindset?
Materialistic women are prone to cheating--though not all. It's one thing to hear of wives having affairs because they want more money. A materialistic woman is prone to sacrificing her values for money. Let's think about the boyfriend who buys her the best presents so it isn't enough. Fed up, she decides to go after a high class guy who will buy her all the nice stuff she wants--Louie Vitton, Prada, Chanel. The high class guy may also drive her around in a BMW while they go to fancy restaurant. The best thing to do with that woman is to leave. Marriage with such a woman will just cause headaches. It would be better to break up, let her have her materialistic third-party because she's no good. In short, she cares more about money over morality. Money without morality is just plain meaningless!
Going for that money-wise, investment-savvy woman
I was thinking about how the budget-minded, investment savvy woman would be a good one. Here's what might be some things to look out for:
- She's not brand conscious. For her, the quality matters more than the brand. She may thank her ma got her a POCO M4 Pro phone or a good Samsung phone over an iPhone. She might be thinking long-term such as resell value or repair expenses if ever she needs to get it fixed. She may even be thinking about that if she breaks it--she doesn't need to beg to her boyfriend for one.
- She keeps in mind that it's all about the quality of the stuff. A stingy person is to be avoided though. She may be thinking about paying more for quality while trying to avoid spending more than usual. She might be thinking about it that she would want the stuff that does the best for less--not buy a brand that probably performs worse. It made me htink of how the iPhone X allegedly had problems during its new release.
- She would also think that the best dates are all about quality. She wouldn't want expensive roses and may settle for the ones from a flower shop. She may suggest a place that's affordable and serves really good food. She wouldn't mind riding a non-luxury car as long as it's not in a broken condition. Some of the best cars don't even cause much either. Think about how a Mercedes tends to lose so much fuel faster than a non-luxury car. It would be better to get your date ruined by a flat tire than to run out of fuel in the middle of the road.
A woman who understands the value of money may have lesser chances of cheating. It's because if she knows how to make her own money--she wouldn't need to keep milking out a man. It would be something that the only time she may leave a guy is if he's too materialistic or too stingy--both extremes with money. For her, she's the one who might help her man learn to budget the money. Such a woman learns to value what's better and not what's expensive. In turn, she as a wife would make a better Return On Investment (ROI) than investing to gain a materialistic woman. it's because she also has a long-term financial plan that's sensible instead of extravagant or stingy.
References
"Mercedes, the greatest deception in Europe’s car fuel economy history – report"
"The Psychology Behind Why People Buy Luxury Goods" by Vanessa Page, Reviewed by Ebony Howard (Updated: February 13, 2021)