Skip to main content

A Careless Noche Buena as the Red Death to One's Holiday Finances

It's the first day of December. Right now, I don't even feel like celebrating Christmas. Cebu is still in a state of calamity overall. I don't even look forward to Christmas parties. I'm glad some churches have canceled Christmas parties, to divert the fundraising (such as paying PHP 500.00 per head or family) to convert them into relief goods purchases instead. However, some people can have a callous mentality that's akin to the Masque of the Red Death. Boomers may have tried seeing the film Masque of the Red Death starring the late Vincent Price. The story of the Masque of the Red Death had Prospero trying to deny the terrible plague called the Red Death, choosing to hold a lavish feast instead of helping his citizens!

Lessandra

The typical Noche Buena can be high in cholesterol and the like. As I thought of DTI Secretary Christina Roque's rather tactless (but probably badly needed) statement that PHP 500.00 is enough for a Noche Buena of a family of four. There's the Noche Buena starter pack. I feel like DTI Secretary Roque is using a hyperbole to attack the typical Filipino noche buena mindset. Using Gemini on Google, the picture above would cost at least PHP 10,000 and above, which is the typical expectation of the Filipino family for a noche buena. They think that, "No to simpleng handaan, yes to noche buena!" In a sense, DTI Secretary Roque's statement can be true if a family of four (one unit) gets PHP 500.00, another family gets PHP 500.00, and all families who want a feast contribute PHP 500.00; they can still have a feast. However, some people should forego the feast if they're suffering financially.

Unfortunately, for some people, they want to be like Prospero in The Masque of the Red Death. They believe in lavish feasting because it's Christmas, never mind situations like Christmas-time disasters, such as Odette or any infamous Christmas season disasters. Some people subscribe to the mentality of the song "It's the Most Wonderful Time of the Year" non-stop, believing that Christmas should be "good vibes only", never mind that Christmas Day disasters happen. Some people due during December, which December 25 is no exception to the rule. 

However, some people are still like Prospero, who want to ignore the problems that occur during December, with Christmas toxic positivity. It's one thing to celebrate Christmas. It's another to have Christmas toxic positivity. One could celebrate Christmas if one is truly emotionally and financially able to. However, to force to a family that suffered a loss so close to Christmas or during December, to celebrate Christmas, is pretty much like Prospero. This can result in several problems such as emotional damage, leading to possible medical bills caused by repressed sadness and anger! It's one thing to control your temper. It's another thing to repress your anger.

The lifestyle that says, "If life is bitter, just add sugar," contributes to why so many Filipinos are dead broke. Prospero tried to forget the Red Plague with a feast. Some people will try to forget their problems with a feast. I don't see the logic of how preparing a feast and borrowing money for a feast, will make the debts magically go away. It's nothing more than compounded interest working against their favor than in their favor. If your interest accumulates, so does the principal amount! When one borrows from one creditor after another, it's a natural increase in liability

People just have that pinaskohan mentality going on. Sadly, that's just being like King Prospero. One day, the red death will hit the finances. That red death can come in the form of Five-Six Lenders chasing after debtors. It can also be the bank performing a mortgage. It can come in the form of being insolvent. It can come in the form of utilities being cut off due to unpaid bills. Either way, the red death to one's finances can never be wished away with Prospero's thinking! 

Comments

Popular posts from this blog

Don't Complain About the PHP 500.00 Noche Buena Remark While Supporting the Filipino First Policy

It's that stupid  when I read the remarks of DTI secretary Cristina Roque made a really tactless remark . Sure, the remark had people angry because, in reality, the whole noche buena at PHP 500.00 for a family of four will not match, given these ingredients: ham, P170 to P945; fruit cocktail, P61.76 to P94.41; all-purpose cream, P36.00 to P72; “nata de coco,” P52.50 to P62.50; “kaong,” P76.50 to P84; “queso de bola,” P210 to P470; cheese, P16.50 to P310; and mayonnaise, P20.40 to P245.85. /dda As I read through the list above, I'm reminded of how much I don't like December because it's the season of abounding toxic positivity . The song "It's the Most Wonderful Time of the Year" is in full blast, even after Andy Williams died of old age in 2012 . I tend to drive the road and when traffic hits, I always think about the problem of last-minute Christmas shopping , and scream it, "Isn't it any wonder why the Philippines doesn't improve?" It...

How a Fitness App and Fitness Band Made Me Go from Sedentary to Active Lifestyle

Back in high school and after college, I had a sedentary lifestyle. I would play countless hours of video games and watch TV almost non-stop. Exercise tends to sound so complicated. Fortunately, it doesn't have to sound very complicated since exercise shouldn't always sound like being athletic. The moment I got a Xiaomi MiBand--I soon installed Google Fit aside from the official Xiaomi app (which gets really buggy) and the Notify for MiBand app. I started off rather fat in 2013 and I'm happy to say I've lost a lot of weight. A fitness band would be used to count steps. At first, I aimed for 6,000 steps a day but I wanted to beat that record. 6,000 steps was my bare minimum . There were times when an exercise would barely give me the steps I wanted. I could do some cardio boxing, feel very tired, and still not get the steps I wanted. Fortunately, fitness devices can be used in workout mode. With my MiBand, one of the things I did was to set it up to workout mode. I could...

Four Basic Chinese Conversational Questions, Grade 1 Style

I could remember how useless the Chinese classes were, not because Chinese is a useless language (there are actually over a billion speakers worldwide), not because the Chinese teachers were stereotypically very strict (Grade 2 was strict, Grade 3 was even stricter than Grade 2, Grade 6 was said to be the strictest ), but because of the way Chinese was to be taught. That's why I got encouraged to write about learning Chinese through meaningful conversations, not parroting . Fortunately, those old Sinjiang textbooks are no longer available except for museum purposes (read here ).  Just looking at this question and answer sweet from Ling Ling Mandarin's Instagram account--I remember what my Grade 4 Chinese teacher said, "If you want only one bon toi (question and answer), go back to Grade 1. But I don't think Grade 1 only has one bon toi." The problem with the old class was that we had to learn Hokkien before learning Mandarin. I confess my Hokkien is really bad. Th...

Instead of Hating Successful Chinese-Filipinos, Why Not LEARN from Their SUCCESS Instead?

It's Chinese New Year and I can remember some crazy stuff back in my childhood. Right now though, there are still some Filipinos of brown descent (either Malay or Indonesian) who still have their typical bitter attitude towards successful people. I was reminded of someone who blamed the rich, rather than their poor attitude towards money, as to why she had to work as a working student. There are still some who have their attitude of hating the rich for simply being rich . I don't deny that some rich people deserve hate. But why hate the rich person who has gotten rich through honest gain and hard work? Why not learn from good rich people who can offer sound advice instead of being bitter about their success?  Some Filipinos of non-Chinese origin may feel too proud about their being "Pure Filipino". However, any study of Filipino history will reveal that their brown skin isn't too unique. We can see Malaysians and Indonesians tend to have brown skin. Some of the ea...

Are People Complaining About Inflation in the Philippines Because They Feel the Need to Celebrate Christmas LAVISHLY?

Philippine Star Christmas is just in a few days, right? I'm reading Facebook comments about the ongoing inflation. There are those so-called thought leaders like Silent No More PH that have been putting, "Merry Christmas" while addressing inflation. It's no secret that the prices of noche buena (Christmas dinner) items have been increasing. There are a lot of virtue signals on Facebook which makes me wonder, "Do they realize that inflation has many factors ?" Do those whiners realize that prices in the grocery are more expensive than if you bought in the public market? I feel that those people complaining over social media about price inflation may have felt the need to make their Christmas celebrations lavish or it ain't Christmas. I could remember how prices soared after the Odette disaster. The simple answer is all on supply and demand . The prices of distilled water increased. The prices of vegetables increased. The storm destroyed a good supply of i...

Kabataan Partylist Seriously Needs to Learn ECONOMICS from the Ho Chi Minh Communist Youth Union

Vietnam National University, Hanoi Kabataan Partylist, is that you? No, it's actually the Ho Chi Minh Communist Youth Union (Đoàn Thanh niên Cộng sản Hồ Chí Minh), or alternatively, it can be called the Vietnam Youth Union . The color blue may remind some of Kabataan Partylist. Both Kabataan Partylist and the Vietnam Youth Union are involved with recruiting youths into the organization. However, there's a crucial difference between Kabataan Partylist and the Youth Union in how they view economics. The  Kabataan Partylist Laguna's blog  even writes this: It believes that the Philippines, as a semi-colonial and semi-feudal country, is plagued by a system which allows foreign and big business interests to dominate, while the majority of our countrymen are left poor and hungry . We are living in a society where foreign subservience, peasant landlessness, and rampant corruption are the top three ills. To that end, Kabataan Party-list strives to galvanize the Filipino youth in u...

Learning About Reversible Chinese Words

I wanted to write more about Chinese education. I did write about the constraints that hit Chinese education . I had problems with how too much memorization became the focus. With Chinese, there's also the world of reversible words which change in meaning . In English, we can compare that to the anagram where switching letters change the meaning . For example, evil and vile may be synonymous but live and evil aren't. In Chinese, we can have two characters getting swapped which may either change the meaning entirely or change to a related meaning. Remember that they may be related but they don't have the same meaning. I could remember how the Hokkien calls visitors lang ke and while we called the customer ke lang. Both are people but both have a different purpose. I got into the LTL Mandarin School website and found reversible Chinese words. I won't tackle it all here because 164 words would mean I'll have to write an entire lecture. I think one of the biggest probl...

Removing 60-40 Equity Policy in Education Will Get More Filipinos Access to Mandarin Language Education

I just read from the Inquirer that House Minority Leader Marcelino Libanan wants to encourage the learning of Mandarin . Sadly, the article also says the following regarding Libanan's aim of wanting to learn Mandarin: “ If we are going to continue to rely on the export of labor to help drive our economic growth, we might as well equip our future workers with Mandarin and other foreign language skills to further build up their competitiveness, ” Libanan said on Sunday. Libanan, the representative of Pagtibayin at Palaguin ang Pangkabuhayang Pilipino (4Ps) party list, noted: “In foreign labor markets, we already have the edge because our workers can speak English. We should now aspire to double that advantage by encouraging more Filipinos to learn Mandarin at an early age.” This reminds me what we can't keep relying on what I call the labor export policy. I even wrote an article addressing the destructive obsession with OFW remittances . Sadly, the lawmaker may still be focused o...

Why I Stopped Investing in Stocks and Bonds for Cryptocurrency

This April 1, 2023, I made up my mind with a new investment strategy. Forget about what Warren Edward Buffett said to Jeff Bezos of Amazon. Instead, I decided to invest in the newest, hottest tool ever known as cryptocurrency . I would like to say that I already sold off and withdrew all my funds from all the financial companies I got invested in to put it all in cryptocurrency .  Why did I even believe in those investment schemes where I have to wait. Forget about waiting as it's just a game for losers. If I invested with Buffett's style of cost-averaging my money into an index for, let's say, 10 years, that would be plain boring. Instead, why not go for excitement with the world of cryptocurrency. I heard of how cryptocurrency can increase my PHP 100.00 to a huge amount of money in such a short time . Too good to be true you say? Well, that's just because people who are investing in stocks and bonds are just jealous of cryptocurrency investors, who are getting rich fa...

It's More Fun In The Philippines Thanks to the Filipino First Policy

I guess it can be called a day, right? This April 1, 2023 , I'm finally calling it quits with fighting for economic liberalization! Yes, that's right! All the advocacy for economic liberalization is just garbage. Why did I even spend so much time writing this blog only to find out that I've been duped? I hereby renounce everything I wrote here. I finally saw how brilliant the Filipino First Policy is. Man, what have I done? How much damage have I caused in advocating for economic liberalization?  The greatest president we ever had was... High School Philippine History Movement It's time to listen to the economic genius known as the late Carlos P. Garcia. Yes, he has to be one of the greatest presidents that ever existed.  I took this note from the Bohol Provincial Library and found this about CPG's Filipino First Policy ; CPG adopted the “Filipino First” Policy to promote greater Filipino participation in business, and to put the Filipinos in control of the economy...