The Pinaskohan Mentality is Keeping Poor Filipinos, POOR

Philippine Star

Is it me or is the Christmas Season really that toxic in the Philippines? I wrote an article about the irony of early Christmas season with late Christmas shopping. I didn't think about writing this but is it me or do people like to ask for impunity during the Christmas season? Think about that toxic former friend or former romantic partner. You cut off that person because of the toxic behavior he or she shows. However, you meet at a public place during the -ber months. The person says, "Let's reconcile! It's Christmas!" I can be open to reconciliation with classmates with who I had a childish quarrel back in high school. So far, one of the people I had a childish grudge wasn't a toxic person. The reason why I feel I can reconcile with that person is because he's productive. The same can't be said for people who have a toxic attitude.

What do several Filipinos look forward to during Christmas? Would it be just the spiritual significance considering most Filipinos are Catholics? When it's September--the countdown for Christmas begins. I feel many of my countrymen look forward to the following:

Receiving gifts from anybody with an OFW relative. Never mind that OFW relative is making several sacrifices abroad!
Receiving gifts during the annual exchange gift program.
Children are thinking about getting more expensive than usual toys. I've been guilty of that myself as a child!
For those working, people think of the 13th-month pay and the Christmas bonus. Some people justify their last-minute Christmas shopping because of that. However, why are they doing Christmas shopping on December 24 which is Christmas Eve?
For lazy moochers, it's because they can get easy money singing Christmas carols. It's no wonder I tend to imitate Uncle Scrooge against carolers, even if I believe in giving to charity!
Some people think Christmas is a time when "nothing should go wrong." Didn't history's list of Christmas Day disasters prove otherwise? Sure, there are disasters worse than Christmas-season disasters, but it's easy to sensationalize Christmas-season disasters!
Who can forget the wantonly celebrated Noche Buena? Nothing is wrong with Noche Buena, but some people tend to celebrate it wantonly. I bet a lot of people suffer from high cholesterol during Christmas, too!

It's normal to hear people who wish it were Christmas daily. Never mind that the Catholic liturgical calendar doesn't allow it! Economically speaking, Christmas every day is a terrible idea too (read here). Companies would go bankrupt giving bonuses and 13th-month pay, every month. Even if companies produce big monthly sales, they will exhaust their supplies, causing uncontrollable inflation. People may wish it were Christmas every day too because they want to keep having nice stuff with little effort. If the Santa Claus of lore were real (and I'm not talking about the real Santa Claus, Nicholas of Myra who was indeed real but too dead to deliver presents), he'd probably remind people that they had to promise him to be good citizens or all they get is coal!

Unfortunately, Christmas can lead to an Unhappy New Year because of financial debt (read here). It's all because of how money was handled the entire year. No amount of Christmas bonuses, 13th-month pay, and salary increases will help spendthrift people if they don't stop being spendthrift! It's the usual problem of the one-day paycheck mentality (read here). Did you get the paycheck? Let's have a blowout! Shouldn't they focus on budgeting the paycheck so they don't have to wait until the next payday? Shouldn't they focus on paying bills and the like? Instead, they splurge the paycheck--something not advisable especially if one lives by a paycheck! I even suspect that when they do get their 13th month pay and bonuses--they splurge it and realize, "Oh my! I forgot I still need to spend money for the Noche Buena!" This is when borrowing money comes in. That may explain why many Indian illegal lenders roam around abundantly after December. I can only expect more motorcycles to line up in Indian restaurants this January!

What's even worse people never learn from their mistakes. They still continue to live by those disasters. The financial disaster repeats itself. I blame it also on their toxic positivity mindset. The old Cebuano saying says, "Kung pait gani, butangi lang ug asukar." It means, "If it's bitter then just add sugar." Such a silly mentality keeps people poor (read here). Figuratively speaking, it can also be that after being confronted by Christmas debt, they want to forget about it by feasting and more feasting. The saddest part is they wonder why their lives never improve.

Learning Mandarin Chinese Through Melons

Hanlin Language Center In pursuit of encouraging people ot learn Mandarin Chinese, here's a chart teaching the different types of melons in Chinese. Learning how to speak Chinese with these melons would be a productive exercise. Aside from using what was often called bon toi in the Chinese schools, it might be good to help people memorize these types of sentences, with the translation: Chinese: "天气热，想吃西瓜." (Tiānqì rè, xiǎng chī xīguā.) Translation: "It's hot, I want to eat watermelon." Chinese: "你想喝冬瓜茶吗?" (Nǐ xiǎng hē dōngguā chá ma?) Translation: "Do you want to drink winter melon tea?" Chinese: "我要做南瓜派." (Wǒ yào zuò nánguā pài.) Translation: "I'm going to cook pumpkin pie." Chinese: "用黄瓜去眼袋." (Yòng huángguā qù yǎndài) Translation: "Use cucumber on your eye bags." Chinese: "苦瓜对你的健康有益." (Kǔguā duì nǐ de jiànkāng yǒuyì) Translation: "Bitter gourd is good for your health." Chin...

A Consequence of Adobe's Subscription Model?!

As I look at this video, I don't regret not opening an Adobe account. I used Adobe Photoshop back in college--back when I could borrow someone's CD and install it on my computer. However, paying thousands of PHP monthly is ridiculous for a casual user! Why would I pay thousands of PHP just to produce artwork that I'm not even selling? Back then, I used Photoshop mostly to relax during semestral breaks in college. What happened to the good old days? As I listened to this video, I was disgusted at how Adobe could be a "Get Rich Quick Scheme" against its customers. Instead of selling Adobe Photoshop (or any service) outright (that's until the newer version arrives), they decide to use the subscription model. I could understand if Adobe offers a subscription model for intensive work that requires intensive power. Meanwhile, Adobe could offer a one-time purchase of any of its software for non-professional use. This reminds me why relying on past successes isn...

The Malaysian-Filipino Sweet Tooth Demographic

As a Filipino, I've observed the Filipino diet tends to lean on a sweet tooth. What causes this probable genetic disposition of the Filipino to crave sweets? That trait might be traced to one's ancestors. Newsweek also mentions it might be with the DNA . The Malaysians and the Filipinos have close genetics. The Britannica also cites this about Filipinos: The ethnically diverse people of the Philippines collectively are called Filipinos. The ancestors of the vast majority of the population were of Malay descent and came from the Southeast Asian mainland as well as from what is now Indonesia . Contemporary Filipino society consists of nearly 100 culturally and linguistically distinct ethnic groups. Of these, the largest are the Tagalog of Luzon and the Cebuano of the Visayan Islands, each of which constitutes about one-fifth of the country’s total population. Other prominent groups include the Ilocano of northern Luzon and the Hiligaynon (Ilongo) of the Visayan islands of Panay...

Getting Nuts About Standard Chinese, By Learning About the Chinese Names of Nuts

Hanbridge Mandarin In pursuing the need to teach Mandarin Chinese, it's important to deviate from the old-fashioned Chinese language education (read here ). Instead, we need to get people interested in basic vocabulary. This would be a good exercise to learn from basic sentence making and conversations. Here's an example of what's called bon toi back in my day. Let's think of learning Chinese through nuts. Question: 你想要巴西坚果、核桃、杏仁还是腰果? (Nǐ xiǎng yào bāxī jiānguǒ, hétáo, xìngrén háishì yāoguǒ) Translation: Do you want brazil nuts, walnuts, almonds, or cashews? Answer: 我想要杏仁，非常感谢. (Wǒ xiǎng yào xìngrén, fēicháng gǎnxiè.) Translation: I want to have almonds, please, thank you very much. However, there's a mistake in the chart because the coconut isn't a nut. Instead, it's a coconut fruit of the coconut tree, of the coconut palm family. The song was written by Filipino musician Ryan Cayabyab. Now, it's time to enjoy learning Chinese through learning about n...

When the Education Cares TOO MUCH About Grades, Schools Produce Idiots Instead of Intellectuals

During the pandemic, I was left in limbo thinking about my poor performance under K+10. It was something to think about that a classmate of mine who was both a summa cum laude and an honor student, ended up posting on his wall, "Students cheat because the education system cares more about grades instead of learning." The class salutatorian of our batch even commented about the good old days. I always had that feeling of insecurity and envy towards people better than me. But as Warren Edward Buffet would say, "Don't hate successful people. Learn from them instead." One of them is currently a teacher and the other is in Canada. I thought about my insecurities especially when I used to believe I was descended from a fine scholar and my family was a family of scholars. I remembered the time I was taking MBA and got conned. I was asked, "Is that what MBA taught you?" I got touchy and ended up admitting, eventually, that I was only taking MBA for the presti...

My Thoughts on the NOT So Surprising Downfall of "Axie Infinity"

llustration: Daniel Guerrero Fernandez for Bloomberg Businessweek I remembered some time ago when I wrote about Axie Infinity . One article I wrote about why I never bothered to enter the Axie Infinity arena was the poor security . I compared it to a cockfighting game--a game where so few win and so many lose. A previous article I wrote was all about why play-to-earn games are too good to be true . What's not too surprising is the collapse of Axie Infinity . It's pretty much too good to be true. A casual gamer can testify that they buy online passes not to earn but to play . It's like buying a Playstation Plus card to play online for an entire year. You buy games out of the money you earn. You don't earn money out of gaming. What truly never surprised me was how Axie Infinity crashed. It promised riches but onoy resulted to disaster. I even wrote that there could be an ironic moment somebody says that AXA is a scam while playing Axie Infinity thinking that it's an...

Piracy is Almost Impossible to Defeat Thanks to the Filipino First Policy

Disney Let's face it piracy is hard to combat, right? For Filipinos, it's time to be honest that people have been engaged in piracy in some form. It may be pirated video games, CDs, VCDs, DVDs, etc. There are laws passed against piracy. However, one must ask why piracy is so hard to combat. Piracy bypasses through legalities. It's a common practice to have a pirated version of this and that application, because of the price . Installing MS Office and Windows 11 can be costly. It can cost PHP 7,000.00 for Windows 11 Home and PHP 5,400.00 for MS Office. Back in college, people would do anything to get the MS Office and Windows 11 because they needed it for their projects . It doesn't help that some well-to-do boomer are stingy instead of thrifty. It doesn't help either that some people just can't afford to buy the original software--given their income bracket . It's easy to raise the Filipino First Policy by saying, "Tangkilikin ang sariling atin!" ...

Bacolod Sugarcane's Industry and Its Massive Business Opportunity with Japanese and Taiwanese Investors

Trying the delicious Okinawa Milk Tea from ITealicious makes me think of the delicious Okinawa brown sugar. I thought about researching Okiwana brown sugar on how it's made. Certain details reveal why the Japanese product is used by certain milk tea establishments around the world. The method of making the Japanese brown sugar is described by Dore by LeTao as follows: Can you guess the origin of this Brown Sugar? Yes of course it is from Okinawa! It is from sugarcane that is grown in Okinawa. Okinawa is famous for their beautiful place, beach, and their longevity. It is well-known that Okinawa’s climate is perfect for sugar cane. W ith strong southern-island sunlight and minerals delivered by the ocean spray, make Okinawa perfect for growing healthy sugar cane ! Production begins with a healthy sugarcane crop then continues to a slow cooking technique to process the sugar cane juice (this method is referred to as kokuto). This method makes them healthier than the usual brown...

The Lesson of "Bad Genius" is More Than Just "Cheating Never Pays Off"

Sometimes, much truth can be told in fiction, right? Talk about how the great Jose Rizal revealed much truth in his fictional novels Noli Me Tangere and El Filibusterismo . The digital age today would create more entertaining media. I may encourage book reading over movie watching. However, some movies may do more than entertain. They can also address a real issue. It was said that a cheating scandal in China inspired the producers Jira Maligool and Vanridee Pongsittisak to create the film Bad Genius . Right now, there's even a TV series presumably because a movie can't always deliver the message one wants. How does the whole thing go? I was inspired to watch this film because of comments from a Facebook friend's post. The post also talked about how students cheat because the system cares more about grades than learning. As the world becomes more global, exposure to Thai cinema is definitely not surprising. Sure, one can talk about the South Korean wave or the increasin...

My Experience with Pyramid Scams in College Up to Present

Often, a pyramid is often confused with a Ponzi scheme. Both are illegal schemes but there's the difference. A pyramid scam emphasizes on recruitment and selling of products. A Ponzi scheme guarantees high returns for short periods. Both operate similarly but scam people differently. Both should be shunned and be considered defective baskets. I remembered my college days at the University of San Carlos-Main Campus (USC-Main) when I was still a newbie with money. It sucks really when high school didn't teach us financial literacy and people seemingly need to take commerce to do so. One of the biggest scams that hit even graduate school students was the pyramid scam. Even worse, some of those who got suckered with ongoing financial scams were graduate school students of the School of Business and Economics! The Investor.gov website from the United States of America (USA) would tell us these are the hallmarks of a pyramid scam: These are some of the hallmarks of a pyram...

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